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大学生信用卡使用现状及存在问题研究 ——对北京某几所高校学生信用卡使用现状的调查分析 Students use the credit card on the status quo and problems - in Beijing a few credit card use by college students survey of the status quo 摘 要 本文研究我国大学生信用卡市场，旨在通过对大学生信用卡当前消费现象和市场现状等问题的研究，为各银行开辟和发展大学生信用卡市场提供一种可借鉴的思路。 Abstract China's college students th...全部

  大学生信用卡使用现状及存在问题研究 ——对北京某几所高校学生信用卡使用现状的调查分析 Students use the credit card on the status quo and problems - in Beijing a few credit card use by college students survey of the status quo 摘 要 本文研究我国大学生信用卡市场，旨在通过对大学生信用卡当前消费现象和市场现状等问题的研究，为各银行开辟和发展大学生信用卡市场提供一种可借鉴的思路。
   Abstract China's college students the credit card market, credit card aimed at college students through the current consumption and the market situation and other issues of research, to open up the banking and credit card market with the development of college students can draw a line of thought。
   经研究发现由于各银行对大学生市场的看好，加大对大学生信用卡的发行，更加助长了大学生高消费的不良现象。通过本文，来帮助大学生树立正确的消费观念，引导大学生确立健康文明的生活方式。同时给予社会以警示，完善信用卡管理规章及实施细则，各发卡行应严格遵守信用卡章程规定，加强对信用卡业务的监督管理。
   The study found that due to the banks of college students optimistic about the market and increase the issuance of credit cards on college students and more students contribute to the high consumption of unhealthy phenomenon。
   Through this paper, to help students establish a correct concept of consumption, and guide students to establish healthy and civilized way of life。
   At the same time to alert the community, improve the credit card management regulations and implementation details of the issuer should strictly abide by the provisions of the statute credit card, credit card business to strengthen the supervision and management。
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